:root{--navy:#101b30;--blue:#175cd3;--orange:#ff9d24;--light:#f4f7fb;--text:#202b3c;--muted:#68758a;--white:#fff;--border:#e3e9f1}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);background:#fff;line-height:1.65}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.container{width:min(1140px,92%);margin:auto}
.topbar{background:#0b1425;color:#dfe7f3;font-size:13px;padding:9px 0}
.topinner{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
header{background:#fff;position:sticky;top:0;z-index:10;box-shadow:0 3px 18px #10203a12}
.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:82px}
.brand{display:flex;align-items:center;gap:12px;font-size:20px;font-weight:900;color:var(--navy)}
.brand-icon{display:grid;place-items:center;background:var(--orange);color:#101b30;width:46px;height:46px;border-radius:13px;font-size:24px}
.menu{display:flex;gap:19px;align-items:center;flex-wrap:wrap;font-size:14px;font-weight:700}
.menu a:hover{color:var(--blue)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--orange);color:#142039;padding:13px 19px;border-radius:9px;font-weight:800;border:0}
.btn-blue{background:var(--blue);color:#fff}
.btn-outline{border:1px solid #ffffff80;background:transparent;color:#fff}
.hero{background:linear-gradient(90deg,#0b1425f2 0%,#0b1425d9 48%,#0b14256b 100%),url("https://images.unsplash.com/photo-1597766353939-7b1e3d5b3a39?auto=format&fit=crop&w=1800&q=85") center/cover no-repeat;color:#fff;padding:88px 0 82px}
.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:center}
.eyebrow{color:var(--orange);font-weight:800;text-transform:uppercase;letter-spacing:1.5px;font-size:12px}
h1{font-size:clamp(34px,5vw,56px);line-height:1.1;margin:15px 0 22px;letter-spacing:-1.3px}
h2{font-size:clamp(26px,3vw,36px);line-height:1.2;margin:0 0 16px;color:var(--navy)}
h3{margin:0 0 10px;color:var(--navy)}
.hero p{font-size:18px;color:#e1e8f3;max-width:650px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:25px}
.hero-card{background:#fff;color:var(--text);border-radius:18px;padding:28px;box-shadow:0 20px 55px #0003}
.hero-card h3{font-size:22px}
.quick-list{padding:0;list-style:none;margin:18px 0}
.quick-list li{padding:9px 0;border-bottom:1px solid var(--border)}
.quick-list li:before{content:"✓";color:#168451;font-weight:900;margin-right:10px}
.section{padding:72px 0}
.section-soft{background:var(--light)}
.section-head{max-width:720px;margin-bottom:30px}
.section-head p,.muted{color:var(--muted)}
.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.card{background:#fff;border:1px solid var(--border);border-radius:15px;padding:25px;box-shadow:0 7px 25px #16284a08}
.card-icon{display:grid;place-items:center;width:48px;height:48px;border-radius:12px;background:#fff0da;font-size:23px;margin-bottom:16px}
.card p{color:var(--muted);margin-bottom:18px}
.text-link{color:var(--blue);font-weight:800}
.split{display:grid;grid-template-columns:1fr 1fr;gap:42px;align-items:center}
.feature-image{width:100%;height:350px;object-fit:cover;border-radius:18px}
.checks{padding:0;list-style:none}
.checks li{margin:12px 0}
.checks li:before{content:"✓";color:#168451;font-weight:900;margin-right:10px}
.cta{background:var(--navy);color:#fff;border-radius:18px;padding:38px;display:flex;align-items:center;justify-content:space-between;gap:25px;flex-wrap:wrap}
.cta h2{color:#fff}
.page-hero{background:linear-gradient(120deg,#101b30,#1b3b68);color:#fff;padding:56px 0}
.page-hero h1{font-size:clamp(30px,4vw,44px);margin:8px 0 12px}
.breadcrumb{font-size:13px;color:#c9d5e7}
.breadcrumb a{color:#fff}
.content-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:30px;align-items:start}
.article{background:#fff;border:1px solid var(--border);border-radius:15px;padding:30px}
.article h2{font-size:25px;margin-top:25px}
.article h2:first-child{margin-top:0}
.article p,.article li{color:#4e5b6e}
.sidebar{background:var(--light);padding:24px;border-radius:15px}
.sidebar a{display:block;padding:10px 0;border-bottom:1px solid var(--border);font-weight:700}
.contact-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}
.contact-item{padding:22px;border:1px solid var(--border);border-radius:13px;background:#fff}
footer{background:#0b1425;color:#dce5f2;padding:50px 0 20px}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:35px}
footer h3{color:#fff}
footer a{display:block;color:#dce5f2;margin:8px 0}
.footer-bottom{border-top:1px solid #ffffff20;margin-top:30px;padding-top:18px;color:#aab7ca;font-size:13px}
.floating-call{position:fixed;right:18px;bottom:18px;z-index:20;background:#168451;color:#fff;padding:14px 18px;border-radius:50px;font-weight:900;box-shadow:0 8px 25px #0003}
.notice{font-size:13px;color:var(--muted)}
@media(max-width:900px){.hero-grid,.split,.content-layout{grid-template-columns:1fr}.cards{grid-template-columns:repeat(2,minmax(0,1fr))}.menu{gap:10px}.nav{padding:14px 0;align-items:flex-start;flex-direction:column}.hero{padding:60px 0}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:580px){.cards,.contact-grid,.footer-grid{grid-template-columns:1fr}.hero-card{padding:22px}.section{padding:48px 0}.article{padding:21px}.topinner{font-size:12px}.brand{font-size:18px}.menu{font-size:13px}.cta{padding:25px}}